Terms of Service

Acceptance of Terms

By accessing and using the website hyperdrivium.top and the services provided by Hyperdrivium AG ("Company", "we", "us", or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service govern your relationship with Hyperdrivium regarding your use of our website, services, and any related communications. Please read these terms carefully before using our services.

Description of Services

Hyperdrivium provides emergency fund planning and financial consultation services, including but not limited to:

• Emergency fund assessment and strategy development
• Financial planning consultation and guidance
• Ongoing support and monitoring services
• Educational resources and tools for financial planning

User Obligations

When using our services, you agree to:

• Provide accurate and complete information when requested
• Use our services only for lawful purposes
• Respect the intellectual property rights of Hyperdrivium and third parties
• Not attempt to gain unauthorised access to our systems or networks
• Not use our services to transmit harmful, offensive, or illegal content
• Comply with all applicable laws and regulations

You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Financial Advice Disclaimer

The information and services provided by Hyperdrivium are for educational and consultation purposes. While we strive to provide accurate and helpful guidance, you acknowledge that:

• All financial decisions remain your responsibility
• Past performance does not guarantee future results
• Financial markets and personal circumstances can change
• You should consider seeking independent professional advice

Payment Terms

Payment for our services is due according to the terms specified in your service agreement. Unless otherwise agreed:

• One-time services require payment before service delivery
• Ongoing services are billed monthly in advance
• All prices are stated in Euros and include applicable VAT
• Refunds are subject to our refund policy as communicated at the time of purchase

Intellectual Property

The content, features, and functionality of our website and services are owned by Hyperdrivium and are protected by international copyright, trademark, and other intellectual property laws. This includes but is not limited to:

• Website design, text, graphics, and user interface
• Proprietary methodologies and strategies
• Software, tools, and applications
• Educational materials and resources

You may not reproduce, distribute, modify, or create derivative works based on our intellectual property without our express written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms of Service. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by applicable law, Hyperdrivium shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or business opportunities
• Loss of data or information
• Business interruption or loss of goodwill
• Financial losses resulting from investment decisions

Our total liability for any claim arising from or related to our services shall not exceed the amount paid by you for the specific service giving rise to the claim.

Indemnification

You agree to defend, indemnify, and hold harmless Hyperdrivium, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our services, your violation of these Terms, or your violation of any third-party rights.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms of Service
• Non-payment of fees
• Fraudulent or illegal activity
• Request by law enforcement or government agencies

You may terminate your use of our services at any time by contacting us. Upon termination, your right to use our services will cease immediately.

Governing Law

These Terms of Service and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of Germany. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Berlin, Germany, and you hereby consent to personal jurisdiction and venue therein.

Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms.

Severability

If any provision of these Terms of Service is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. The invalid or unenforceable provision will be deemed modified to the extent necessary to make it valid and enforceable.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and Hyperdrivium concerning our services and supersede all prior or contemporaneous communications and proposals.

Contact Information

If you have any questions about these Terms of Service, please contact us: